Spencer County, Kentucky

KY · FIPS 21215 · ACS 2024 5-Year Estimates

Metric Value vs National Rank Percentile
Total Population 20,193 #1,867 / 3,222
42th
Median Household Income $102,618 +36.6% #150 / 3,222
95th
Median Age 42.9 years +10.3% #1,238 / 3,222
62th
Median Home Value $330,000 +17.1% #492 / 3,222
85th
Median Gross Rent $987 -15.1% #1,040 / 3,222
68th
Poverty Rate 9.8% -21.9% #759 / 3,222
76th

Demographics

Spencer County has a population of 20,193, making it the #1,867 most populous county in the US. The median age is 42.9 years, which is 10.3% above the national median.

Population Trend

Rankings →

Year-over-Year Population Growth

Age & Sex Distribution

Race & Ethnicity

Nativity

99.3%
Native Born
0.7%
Foreign Born

Household Type

Economy

The median household income in Spencer County is $102,618, ranking #150 out of 3,222 counties — 36.6% above the national median. The poverty rate is 9.8% and unemployment stands at 5.0%.

Median Household Income
$102,618 +36.6% vs nat'l
Rank #150 of 3,222
95th percentile
Per Capita Income
$43,368 +5.1% vs nat'l
Rank #524 of 3,222
84th percentile
Poverty Rate
9.8% −21.9% vs nat'l
Rank #759 of 3,222
76th percentile
Unemployment Rate
5.0% −6.3% vs nat'l
Rank #1,989 of 3,222
38th percentile
Bachelor's Degree or Higher
23.6% −30.0% vs nat'l
Rank #1,417 of 3,222
56th percentile
Mean Commute Time
36.2 min +31.2% vs nat'l
Rank #204 of 3,222
94th percentile

Median Household Income Trend

Rankings →

Poverty Rate Trend

Rankings →

Housing

The median home value in Spencer County is $330,000 (+17.1% vs national). Renters pay a median of $987/mo and the homeownership rate is 87.9%.

Median Home Value
$330,000 +17.1% vs nat'l
Rank #492 of 3,222
85th percentile
Median Gross Rent
$987 −15.1% vs nat'l
Rank #1,040 of 3,222
68th percentile
Homeownership Rate
87.9% +36.6% vs nat'l
Rank #34 of 3,222
99th percentile
87.9% Homeownership

Median Home Value Trend

Rankings →

Health

96.1% of residents in Spencer County have health insurance coverage, which is 4.8% above the national rate.

96.1% Health Insurance
Health Insurance Coverage
96.1% +4.8% vs nat'l
Rank #239 of 3,222
93th percentile

About Spencer County, Kentucky

Spencer County, Kentucky has a total population of 20,193, making it the 1,867th most populous county in the United States. The median age in Spencer County is 42.9 years, which is 10.3% above the national median of 38.9 years.

The median household income in Spencer County is $102,618, which ranks #150 of 3,222 counties nationwide. This is 36.6% above the national median of $75,149. The poverty rate is 9.8%, lower than the national rate of 12.6%. The unemployment rate stands at 5.0%.

The median home value in Spencer County is $330,000, 17.1% above the national median. Renters in Spencer County pay a median gross rent of $987 per month. The homeownership rate is 87.9%, compared to the national rate of 64.4%.

In Spencer County, 23.6% of residents aged 25 and older hold a bachelor's degree or higher, 30.0% below the national average of 33.7%. Health insurance coverage stands at 96.1% of the population. The average commute time for workers is 36.2 min.

Spencer County is a diverse community. The largest racial or ethnic group is White (non-Hispanic) at 92.5% of the population, followed by Two or More Races (3.1%) and Hispanic or Latino (2.7%).

All data for Spencer County, Kentucky comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates. These figures are estimates based on survey sampling and are subject to margin of error. For the most detailed and up-to-date data, visit the Census Bureau's official data portal.